The France is becoming a country of entrepreneurship. Business creations increased by 17.9% in 2019. Want to realize a new project? To embark on a business like no other? But for that, you need funding. Want to become a self-entrepreneur? We bring you some leads to get a professional loan. Have you always dreamed of being a self-employed entrepreneur? Have greater freedom of action, no boss to report to, and run your own business? It is indeed an increasingly fashionable alternative option. The world of work is constantly evolving. The way of approaching it as consuming it is totally different from that of previous generations. As the job market is increasingly closed, and it is increasingly difficult to find a job, many are turning to self-entrepreneurship to try their luck alone. Become your own boss and run your business. But often, when you start your own business, a little help is welcome. And that's where Credit.fr, a site that helps self-entrepreneurs, comes in. Whether you are a restaurateur, farmer, journalist, artist, engineer, or even craftsman all proposals can be accepted. For example, just in the last projects financed by the site there was the financing of a recruitment for a real estate agency; supporting the growth of a freight carrier; the financing of computer equipment of a consulting firm; the change of professional vehicle for a family plumber-heating company or a supplement to the purchase of harvest for a farmer. In short, there are many examples.
A simple and effective platform
So Credit.fr is a nice alternative. Rather than going through a traditional bank, the site appeals to the generosity of everyone, to offer crowdfunding. Solutions adapted to the specificities of your business. This structure like no other was created in March 2015 by Thomas de Bourayne, the current CEO of the company. An expert in credit for more than 20 years, Thomas de Bourayne has held the positions of Chairman of Experian France and Chief Executive Officer of Cofidis. Launched in 2015, the platform reached the first million euros in January 2016. Two years later, the milestone of 10 million was reached. In 2016, HelloBank ! partners with Credit.fr. This is the first time that a bank offers crowdlending to its customers. Crowdlending is a practice of financing a project or business by raising funds from a large number of people who contribute by offering a relatively small amount, usually via the internet. In 2017, Credit.fr signed another partnership with UMIH. All this is a guarantee of quality and reassures about the skills of a site like this. The site thus offers to help all entrepreneurs, who can be self-employed, traders, liberal professions or managers of small businesses (VSEs or SMEs). In any case, if you have been managing a company for more than 3 years, you can apply for a professional loan directly on their online platform. The perfect choice to start as a self-employed entrepreneur in a professional activity. A useful alternative.
Why choose this alternative loan method?
The interest of Crédit.fr is that the site does not ask for any guarantee. The site makes it easy to promote your project, especially to lenders who will then invest money in your proposal. Making a credit on this site is a way to free yourself from traditional financing methods by opting for crowdfunding (exchange of funds between individuals outside the traditional financial circuits). In short, if you are a business owner and you have a turnover of more than 150,000 euros, Credit.fr allows you to borrow between 20,000 and 2,500,000 very simply, in just ten days. But, with Credit.fr, we can also become a kind of philanthropist.
How to lend money?
Because yes, you can borrow money, but you can also give money. For altruists, the site allows them to support any project and thus make people happy. By joining their community, it becomes easy to lend money to projects, dreams, proposals that are important to you. By lending on Credit.fr from 50 to 2000 euros you receive up to 8.50% of the capital each month. After that, that money can be reinvested elsewhere, where it can simply be recovered. This also allows individuals to develop the activities and jobs of VSEs and SMEs in your region. As for the projects to be supported, they are many and varied. From environmental companies, fashion, to farmers, to agencies of all kinds, there is something for everyone. What to have a wide range of projects to help. A way to invest simply, and to bring solidarity to any project that is important to you.
